Guides / Life Events
Improving Your Credit
Your credit touches nearly every major financial decision, from the rate on a car loan to whether a landlord will rent to you. Start with a guide below, or jump straight to a calculator.
Guides
- Credit Cards: How to Choose and Use Them Wisely Comparing cards, understanding rates and fees, and using credit responsibly. Includes FAQ.
- Credit Reports: What You Should Know and Do About Yours What's on your report, how to read it, and how to fix errors. Includes FAQ.
- Merchant Credit Card Abuses: What They Cannot Ask You to Do Your rights at checkout, and practices merchants aren't allowed to use. Includes FAQ.
- Your Credit Card Rights: What to Do If You Have a Problem Disputing charges, billing errors, and your protections under federal law. Includes FAQ.
- Getting Out of Financial Trouble: Steps You Can Take Practical steps to take if you're behind on payments or feeling overextended. Includes FAQ.
Tools
How Long Will It Take to Pay Off My Credit Card? — see how extra payments or a lower rate change your payoff timeline.
Should I Consolidate My Personal Debt Into a New Loan? — compare your current payments against a single consolidated loan.
What Is the Impact of Making Extra Payments on My Debt? — see how much time and interest extra payments can save.
Not sure where to start?
Credit questions rarely have a one-size-fits-all answer. Talk it through with our team before you decide anything.
Schedule a ConsultationThis page is for general informational purposes only and is not tax, legal, financial, or investment advice. Consult a licensed professional before making decisions based on this information.